Credit Cards Are Like Candy


Laffy Taffy.  Skittles.  Milky Ways.  Snickers.  Candy addictions are the worst.  Once you start to satisfy your sweet tooth it can be hard to stop.  The same exact thing can happen with credit cards.
Credit cards allow you to have extra money that you might not be able to pay off in the future.  Getting things you need all at once is always nice, but there is a price you will eventually have to pay.  There are interest fees on credit cards that you will have to pay into when you make your payments each month.  People get over their heads in credit card debt because they don’t understand how to manage them.  You need money to have a credit card because you must pay the charges back. Opening a credit card account might not be the smartest idea if you know you won’t have that extra money in the bank.  Even when you pay the minimum balance, you could be losing more money by paying more in interest fees.
credit card
Credit card debt is definitely not fun.  If you have more than one credit card I suggest you cut a few of them up and pay them off.  Before you open another credit card account you need to take care of the ones you have.  Just like candy, credit cards can leave you sick and miserable.  Too much of a good thing can turn into a bad thing.  The debt you’ll have from a credit card is like an unfilled cavity that was caused by too many sweets.  They are both ugly holes that can’t be fixed without money.

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